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Since these are all work from home, freelance, contract and telecommute jobs, you can be based anywhere and still apply, providing you meet the employer's requirements. However, there are times when the employer will ask for applicants from a specific location, this will be clearly stated in the job posting below.

Title: Mortgage Scenario Desk Underwriter
Date Posted: 2017-07-15
Location: Chicago, IL
PERL is seeking a Mortgage Scenario Desk Underwriter to join our team. The ideal candidate will have an extensive mortgage background and possess excellent research skills. The Scenario Desk Underwriter will help resolve loan file issues early in the loan process and save production underwriters' time by resolving complicated issues prior to submission. Decisions made by the Scenario Desk Underwriter continue with the loan file through closing. In addition to these duties, the candidate would assist in researching investor and agency guidelines on a project basis in order to help develop internal policy. The candidate will possess a strong working knowledge of agency and investor guidelines, policies and tolerances, which will translate into sound judgments made on each scenario reviewed.


Duties and Responsibilities:

- Demonstrate the ability to translate underwriting guidelines with application of mitigating factors, when applicable, to ensure proper salability to investors.
- Provide courteous, succinct and accurate responses to challenging income, asset, credit and collateral-related questions in a timely manner.
- Follow appropriate procedure if a management escalation is warranted.
- Communicate both in writing and orally with investors, loan officers and processors.
- Provide income calculation for loan officers to ensure the income utilized in prequalification is accurate.
- Demonstrate the ability to manage multiple priorities and meet deadlines in a fast-paced, high volume work environment in an organized manner.

Reports to:Operations Development Manager

Salary Range: Commensurate with experience


The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Successful candidates will be detail oriented and possess advanced organizational and research skills; ability to handle confidential information; ability to work on multiple projects simultaneously; ability to make decisions within established procedures; must have a positive, non-confrontational attitude; demonstrated experience in researching information, problem solving, and making sound business decisions; excellent written verbal and communication skills; ability to prioritize, organize and complete required duties in a timely manner; participate in proactive team efforts to achieve departmental and company goals; comply with all of PERLSsafety policies, practices, and procedures.

Education & Experience: High School Diploma with three (3) to five (5) of residential loan underwriting experience. DE certification, VA SAR/LAPP and recent FHA underwriting experience preferred. Working knowledge of business and personal tax returns and appraisal reports in regards to mortgage underwriting preferred.

Work Hours and Location: Monday through Friday 8 a.m. to 5:00 pm.(PST). This position is a remote position. Training takes place for one week in our Corporate office located in Chicago, IL.

Classification: Non-exempt, Salary


In addition to PERL's friendly and collaborative work environment, we offer a total rewards package to include: full medical, dental, and vision coverage; life insurance; short & long term disability benefits; vacation and sick time off; and 401K retirement with company-match.

Apply via this link only:

keywords: underwriter, mortgage scenario desk underwriter


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Company: PERL Mortgage
Contact person: Not mentioned
Contact information: perl@perlmortgage.com (DO NOT APPLY VIA THIS EMAIL ADDRESS)